REDUCE YOUR DEBT TO ONE SMALL PAYMENT

✅ Write off Unaffordable debt

✅ Stop any Bailiff or Legal action

✅ One monthly payment

✅ All UK solutions available

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.

How it Works...

Deal with your debt today. Feel better tomorrow.

1. Fill in the form

Complete the questionnaire so we know some basic details about you, and get a general sense of your situation.

2. Solutions

One of our advisors will run through each of the solutions you qualify for. They can do this over the phone, via SMS or WhatsApp.

3. Application

Your advisor will complete the application for your selected solution. We do all the hardwork so you don't have to.

4. Debt Freedom

Once your application has been accepted there is nothing left for you to do. Your chosen debt solution will start to work and you can just kick back and relax knowing that your debt worries are now a thing of the past!

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Why are we asking this question?

When considering your debt level remember to include the following commonly missed debts: HMRC, rent arrears, bailiff enforcements and council tax.

See what others say

Join the thousands of

Mums we have helped

become debt free.

Our Solutions

Mums with Debt offers all UK debt solutions. We will make you aware of each solution so you can make a fully informed decision based on your needs!

Debt Relief Order (DRO)

A Debt Relief Order (DRO) is a formal and legally-binding debt solution available in England, Wales, and Northern Ireland.

It's designed for individuals facing overwhelming debt, but with little income or assets to their name.

Individual Voluntary Arrangement (IVA)

An IVA is a legally binding agreement that you reach with your creditors. Under an Individual Voluntary Arrangement, you pay an affordable monthly sum over a fixed period of time. This is usually 5 or 6 years. Any debt that remains after this point is written off.

Debt Management Plan (DMP)

With a Debt Management Plan (DMP), you come to an informal agreement with your creditors to repay the money you owe. Our specialists will help you calculate how much you can afford and then you’ll make one set repayment per month. This money is divided between your creditors.

Bankruptcy (BKY)

Usually seen as a last resort,

Bankruptcy is a legal process and

a type of insolvency that writes off

debts you can’t afford to repay. It may be suitable for you if you can’t repay the money you owe in a reasonable amount of time.

Not sure who you owe?!?

Don't worry we've got you covered! 💪

We have teamed up with all UK credit referencing agencies so we can pull a completely free credit report for you so you don't have to!

We know talking on the phone can be difficult, that's why we launched

debt help on WhatsApp!

Why not drop us a message and see what solutions you

qualify for!

Tips & Advice

Getting Help With

Court Fees

How to manage your money in a recesion

Office: CDM Financial Ltd, Trident House Business centre, 175 Renfrew Road Paisley PA3 4EF

Call 0141 648 4991